Wednesday, August 13, 2008

The Card Member Earns 1 Point For Every Dollar Spend

Category: Finance, Credit.

A Balance transfer credit card helps the consumers to move an outstanding balance from one credit card to another. Balance transfer helps the consumers in many ways.



This process also helps the consumer to get lower APR. By Transferring high balance from the current credit card to a 0% interest rate offered card, the consumer can save a lot. There are hundreds of new balance transfer credit cards are introduced. By considering the benefits, we can name the balance transfer credit cards as best financial tools. Lets see their benefits and detailed descriptions. Provides full 5% Cashback bonus on gas and auto maintenance purchases. Discover� Open Road Card: This card offers 0% Intro APR for purchases and Balance Transfers for 12 months.


Up to 1% Cashback Bonus on all other purchases automatically. There is no annual fee. Provides unlimited cash rewards that never expire. Provides$ 0 fraud liability guarantee and easiest online account management options. Discover� More Clear Card: This card offers 0% Intro APR for purchases and Balance Transfers for 12 months and 5% cash back bonus on purchases in popular categories that change four times a year like home, apparel and more. The card members can DOUBLE their Cashback Bonus( turn$ 20 into$ 40) when they redeem for gift cards or certificates from many of the 70 brand name partners. Provides up to 1% cash back bonus on all other purchases automatically and unlimited cash rewards that never expire.


There is no annual fee and the card members can DOUBLE their cash back bonus( turn$ 20 into$ 40) when they redeem for gift cards or certificates from 70 brand name partners. Provides$ 0 fraud liability guarantee and easiest online account management options. BoatU. The card user can earn 1 point for every net retail purchase dollar spent and also he can redeem points for travel, gift certificates, merchandise, and cash. S. � Platinum Plus� Visa� Card: This card offers 0% Intro Annual Percentage Rate( APR) on balance transfers and cash advance checks for the first 12 billing cycles. Provides Access to the MyConciergeSM service, a unique personal assistance service.


And there is no annual fee. There is absolute fraud protection against unauthorized use, online and offline. Chase Platinum Visa� Card: This Card offers 0% Intro APR for up to 12 months on purchases and balance transfers. There is no annual fee. The time period for the introductory APR and the balances to which it will apply will be based on the review of applicant's application and credit history. Provides Flexible Rewards Program like the the card member earns one point per dollar spent.


Also provides FREE Online Account Access and FREE travel services including Auto Rental Insurance and worldwide Travel Accident Insurance. Provides redeem for the card users choice of Cash Back, Travel or Gift, Merchandise Cards. Bank of America Visa� Platinum Plus� : This card offers 0% Intro APR on purchases and balance transfers for the first 6 months. Offers Credit lines as high as$ 25, 000, Online Banking Service and total security protection. There is no annual fee. Citi� Driver's Edge� Card for College Students: This card offers 0% APR for Six months on purchases, and Balance Transfers, Cash Advances- No Balance Transfer Fee with this Offer.


Provide offers like, Get Cash for Miles Driven and free online account management. Helps the card members to build credit history and the card users will earn rebates towards any car, new or used. Blue from American Express� : This card offers Fee- Free Rewards Program and 0% APR for up to 15 months. Provides low balance transfer APR- 99% Fixed APR for the life of the balance. There is no annual fee. Actuallly Blue is named as the card members launch pad to standout shopping and entertainment rewards and one- of- a- kind experiences. The card member will earn one point for every dollar spent on purchases and also earn one point for every three miles flown on any Airline.


Citi PremierPassSM: This card offers 0% APR on Balance Transfers for Twelve Months and the card member will get 5, 000 Bonus Points after the first purchase. There is no annual fee. The card member earn 2 points for every$ 1 in net retail purchases and earn 13 points for every$ 1 spent for qualifying TripRewards hotel stays. TripRewards� MasterCard� Credit Card: This card offers 0% introductory APR on balance transfers and cash advance checks for the first 12 billing cycles. There is no annual fee. Blue Cash� from American Express: This card offers up to 5% Cash Back with unlimited Cash Rewards and unlimited cash back earnings.


Provides 24- hour online access and Absolute Fraud Protection. Offers 0% Intro APR for 6 months and low balance transfer rate- 99% fixed APR for the life of the balance. Blue Sky� from American Express: This card offers Redeem points to save on any airline, rental car or, hotel cruise- and there are no blackout dates or travel restrictions. There is no annual fee. The card member earns 1 point for every dollar spend. Provides 0% intro APR. There are No blackout dates, no travel restrictions and there is no annual fee.


The card users get world class cardmember benefits including Travel Accident Insurance, and Return Protection, Buyers Assurance Plan. And the card member get up to 2, 500 SkyPoints with his first purchase. SkyPoints� Credit Card from Delta and American Express: This card offers discounts on Delta and Song� flights for as few as 3, 000 SkyPoints. Also provides double SkyPoints on everyday purchases. And there is no annual fee for the first year- a$ 49 savings. The card member get one SkyPoint for every other eligible dollar spent.


JetBlue Business Credit Card from American Express: This card offers 25 TrueBlue points, worth 1/ 4 of a free flight, after the first purchase and double award dollars on JetBlue purchases, wireless phone charges, gas, and other business needs. Automatic discounts at leading merchants through the OPEN Savings program. Provides$ 50 statement credit after the first purchase and 5% savings on all JetBlue flights purchased directly, using JetBlue Business Card. Provides protection on travel, Car Rental Loss and Damage Insurance, and more, Baggage Insurance. The card members will earn 1 point for every dollar spend in net retail purchases. Bank of America Visa Signature� with WorldPoints�: This card offers 0% Intro( APR) on balance transfers and cash advance checks for the first 12 billing cycles.


The points are redeemable for cash, travel with no, brand name merchandise blackout dates, dining certificates and more. The card members can take advantage of preferred seating- Visa Signature Access gives the card user an exclusive entry to exciting events as well as the best seats at sports, and cultural venues, entertainment. There is no annual fee. Provides ability to reserve last- minute tables at popular restaurants- Visa Signature Dining makes it easy to get preferrred reservations, and special offers, discounts at the nation's hottest restaurants. Efectiva� Visa� : This card member will earn points towards cash back. The card member enjoy more savings and more extras and will get discounts at select merchants, and savings of, valuable upgrades up to 50% on accommodations at spectacular places. This card offers 0% (APR) on purchases and balance transfers for the first 6 billing cycles.


Additional advantage is that the card member get bilingual communications and services in English or Spanish. The card member earn 5 bonus points with the first purchase. There is no annual fee. The card members will earn 1 Flight Point for every mile they fly on any airline- or anyone else whose ticket bought with the card, Earns 2 Purchase Points for every dollar spend at gas stations, and drugstores, supermarkets, plus earn 1 Purchase Point for every other dollar spend. Citi PremierPass� Card- Elite Level: This card offers low APR on balance transfers for 12 months. Provides unlimited companion travel( minimum fare requirements apply) .


Provides retail gift cards, and even statement, electronics credits through ThankYou Network, the free rewards program from Citi. The card members can redeem points for: flights on any airline with no blackout dates. Exclusive bonus offer is the card member earn 15, 000 bonus points after his first purchase is made within 60 days of account opening. The card member save on Phone Services used everyday and provides up to 30 free phone Minutes per month- Anytime, Anywhere. AT& T Universal Platinum Card: This card offers 0% APR on Balance Transfers for Twelve Months- a Balance Transfer Fee Applies with this Offer. And there is no annual fee. The card members get 2, 000 bonus points after first purchase, more than halfway to a$ 25 Gift Card.


Union Plus� MasterCard: This card offers FREE rewards program designed for hard- working union members. Also earns 1 point for every dollar spent anywhere and Earns 2 Points for every dollar spent at gas stations, and drug stores, grocery stores. There is 99% introductory APR on new purchases. There are no balance transfer Fees and APR stays FIXED until the balance is paid in full. There is no annual fee and no liability for unauthorized use.

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